We’ve curated a listing of all the banks that are top the Philippines combined with the fundamental terms and demands.

Optimum Limit: Php 1,000,000.00 Rates of interest: Fixed price of 17.07 percent per annum, 1.25% per month add-on, 1.30percent per thirty days for 6-month tenure Required papers:

  • Photocopy for the BIR that is latest Form 2316 or W2 finalized by employer’s authorized representative (MANDATORY)
  • Original certification of Employment and Income (COEI) released within the last three (3) months status that is indicating duration of solution and breakdown of payment
  • Photocopy of last month that is full slip

Apply On Line

Optimum Limit: Php 1,000,000.00 Interest levels: 14.40per cent p. A Needed Documents:

  • Government-issued photo-bearing ID (Passport, Driver’s License, SSS, PRC, etc. )
  • A few months pay that is original and/or advanced Income Tax Return with BIR or Bank stamp (BIR Form 2316)

Apply On Line


Optimum Limit: Php 2,000,000.00 Rates of interest: Fixed price of 26.9per cent to 37.9 per cent per year (Effective Interest price) needed papers:

  • Photocopy associated with front part of any active charge card ( must be active for at the minimum six months for Citi Card and also at minimum a few months for Cards off their banking institutions)
  • With minimal income that is annual of
  • Two (2) legitimate IDs with picture and signature (ex. Passport, driver’s permit, GSIS e-Card, SSS picture card ID, TIN picture card)
  • ITR or BIR 2316 or latest 3 months that are full slide

Apply On The Web

Optimum Limit: Php 500,000 interest levels: Fixed rate of 14.52per cent – 15.48percent per year needed papers:

  • Latest money Tax Return (ITR) or BIR Form and original pay slide (one month that is whole
  • Photocopy of valid ID that is photograph-bearing proof nationality and date of delivery (in other terms. Passport, Driver’s License or any ID that is government-Issued as PRC ID, SSS card type ID or BIR card type ID)
  • Proof domestic target (PORA)
  • Finalized Stipulations with global clause that is consent
  • If international nationwide, some of the following extra papers are going to be (1 that is required Copy of valid resident visa or; (2) content of valid non-resident visa considered by BSP as eligible for peso loans

Apply On The Web

Optimum Limit: Php 1,000,000.00 Rates of interest: 6.08 percent per annum, 1.40percent per thirty days add-on documents that are required

Apply On The Web

Optimum Limit: Php 300,000 rates of interest: Fixed price of 18.00 percent per year, 1.50percent per thirty days add-on necessary Documents:

  • Fully-accomplished UCPB YES Application For The Loan type
  • Certification of money and Employment or Contract of Employment
  • Latest ITR
  • Three (3) month’s Payslips.
  • Proof residence payment
  • Proof Deposits or Bank Certification on deposits
  • Valid IDs (i.e. Passport/Driver’s License/SSS ID/ GSIS ID)
  • 1?1 or 2?2 photos two (2) pieces

Apply On The Web

Protection Bank

Optimum Limit: Php 1,000,000.00 Rates Of Interest: 16.68per cent – 20.28% Needed Documents:

  • Photocopy of company ID with clear picture and signature
  • Photocopy of 1 (1) legitimate photo that is government-issued with three (3) specimen signatures
  • Latest one (1) thirty days payslip
  • Latest BIR Form 2316 or latest certification of work

Apply On The Web

EastWest Bank

Optimum Limit: Php 2,000,000.00 Rates Of Interest: 17.88per cent – 20.28% Needed Documents:

  • Completely filled-out and finalized EastWest Bank Personal Loan application
  • Photocopy of one (1) valid photo-bearing digitized I.D.
  • Photocopy of BIR FORM 2316/W2 (taxation Withheld)
  • Photocopy of Latest one pay slip month
  • Valid credit card guide or statement that is latest of Account of this current charge card
  • Initial content of certification of Employment salary that is stating place

Apply On The Web